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PERSONAL FINANCIAL CALCULATORS FULL

You still need a plan to get your debt paid in full.

Fill in the entry fields and click on the payment schedule button to see a complete amortization schedule of your mortgage payments.Ĭonsolidating your debt is only half of the battle. This calculator steps you through the process of finding out how much you can borrow.

The first steps in buying a house are ensuring you can afford to pay at least 5% of the purchase price of the home as a down payment and determining your budget. Enter in your current savings plan and view graphically your financial results for each year until you retire! A complete report tells you when you could hit your Cool Million - and what you can do to reach this milestone on target! What could it take to save one million dollars? This financial calculator helps you find out. Use this calculator to help develop or fine tune your education savings plan. And, like saving for retirement, the earlier you start your plan the better. Our home affordability calculator helps you determine how much you can afford to pay for a home.ĭeciding whether to rent or buy? These calculators walk you through some scenarios to see which is better based on your current financial situation.Saving for your children's education requires a long-term plan. They look at all your liabilities and obligations, including vehicle loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.

PERSONAL FINANCIAL CALCULATORS FULL

When you’re buying a home, mortgage lenders are interested in your full financial picture. Keep in mind, there are many repayment options other than standard repayment. See how long it will take you to pay off your current student loans. Student loans are a long-term financial burden for many borrowers. Utilize this calculator to determine how this type of loan may affect your situation so you can decide if early withdrawal is right for you. Some people decide to take out a loan against their retirement fund to help pay off large or high-interest expenses. Use this calculator to estimate how much more you could accumulate, taking into account any employer match (if applicable). Watch your retirement savings grow more quickly when you contribute more to your 401(k) every month.

Retirement Savings Contribution Calculator.

A personal cash flow statement can help you evaluate your income and expenses to see if you are running in the black - or the red - every month. You need to know your net worth when making important decisions regarding saving, investing and retirement.īusinesses use cash flow statements to determine their income and expenses and assess profitability. Understanding your personal net worth can help you make better financial decisions now and help you effectively plan for your financial future. See how much you need to save from every paycheck to reach a fully funded emergency fund. Now more than ever, it’s essential to work toward having 3-6 months of living expenses saved in an emergency fund.

Use our expenses calculator to create a baseline budget and start saving money. Understanding how much money you have coming in, going out and where it’s going is the cornerstone of budgeting and effectively managing your finances. Then, see how much more progress you can make by paying more each month or making extra payments. Use our credit card payoff calculator to see how long it will take with what you’re paying now. When you have credit card debt, it’s important to know how long it’s going to take to pay it off.